Citibank Shop-Factory Loan
 
 
   
   
  Overview
The flexible loan for business premises that works harder for you everyday.

 

Business is booming and you need more space or a better location to grow your business. Now would be a good time to buy your own business premises or upgrade a current one.


Once you've set your eyes on your dream premises, the next step is selecting the right loan that gives you maximum savings on interest payments. More importantly, you want to own your business premises faster.


If you already own business premises but are thinking of improving your business and reducing interest costs, why not refinance your loan with Citibank? This will ensure you have extra cash to expand your business or upgrade your business premises. Compare us with your existing loan and discover why more people are refinancing with us.


 

What You Get

  • Flexible payment - You're in full control!
    • Extra repayment in any amount, when you want
    • Enjoy convenience without hassle - no notice required or fees charged for extra payment
  • Own your business premises faster by saving on interest payments
  • Optional MLTA or MRTA insurance plan to safeguard your business premises

What You Need
Let our Mortgage Officers guide and assist you to make things go smoothly. We require the following documents where applicable:
  • Current Account Statements for all your Current Accounts for the past 6 month
  • Loan statements for all your loans for the last 6 months (if any)
  • The ICs of all directors/partners/sole proprietors/ any guarantor
  • Memorandum of Articles of Association (if you are limited company)
  • Form 24 and 49 (if you are a limited company) and latest forms of annual returns
  • Registration of Business. Form A & D or B & D (if you are a partnership or a sole proprietor)
  • Audited Financial Accounts for the past 2 years
  • Certified Accounts for the past 2 years (if you are a partnership or soleprietor)
  • Income documents (e.g Form J or Form EA) of directors/partners/sole proprietors and any guarantors
  • Tenancy/Lease Agreement (if property rented to a 3rd party)
  • Photocopy of Title Deeds
  • Valuation Report
  • Sales & Purchase Agreement
 
Act Now!

For a personalised consultation, please contact our Mortgage Officers at:

 

Kuala Lumpur 03-2383 8800
Puchong 03-5885 8000
Klang 03-3884 8880
Damansara Perdana 03-7495 9988
Penang 04- 227 8888
Bkt Tengah 04- 240 8888
Johor Bahru 07- 276 8800



   
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