• Flexible payment
  
  • Deposit more than your monthly instalment in any amount, anytime, and as often as you wish.
  • No notice required or fees charged for extra payment
  • Any extra money you deposit helps reduce interest payments, thus saving you more money
  
  

  In RM			New Loan Tenure (Years)
  Monthly Extra Payment	Revised Interest Payable	Total Interest Saved
  50	167,704	32,539	26
  100	145,279	54,964	23
  200	115,710	84,533	19
  300	96,728	103,515	16
  500	73,360	126,883	13
  800	54,212	146,031	10
  1,000	46,276	153,967	8
  1,500	33,986	166,257	6
  2,000	26,922	173,321	5
  The table above is derived from several assumptions: Loan amount 150,000 Loan tenure 30 years Interest rate at 6.75% Monthly instalment = RM973 Total interest payable = RM200,243 *Terms and conditions apply. The above information is intended to act as a guide only. Interest rates, formulas and terms used are subject to change.

  
  
• Daily interest calculation for more interest savings
  
• Option to start your principal repayments immediately even if home is still under construction, rather than merely servicing progressive interest
  
• Allows EPF withdrawal to reduce loan outstanding
  
• Flexibility to withdraw excess payments whenever you need it
  • In any amount, anytime you wish
  • No notice required or fees charged
  • As early as while your new home is being built, and even after it is completed
  
  
• Extra funds from your loan
  • You can request for an increase in loan amount, giving you a ready avenue for extra money
  
  
• Optional MLTA or MRTA insurance plan to safeguard your home in the event of death or permanent disability

• Income tax returns - latest Form J or EA Form
• Copy of NRIC
• Sales and Purchase Agreement or Title or Booking Receipt
• Letter from employer and last 3 months' salary slips
• Bank statements for the last 6 months
• Forms 24 and 49 (business registration forms, if applicable)

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