Citibank Choice Credit Card Overview
The Citibank Choice Credit Card is your reward card that now gives you the
freedom to make the purchases you've always wanted, while enjoying
the peace of mind that financial control brings you. What more could
you ask for from a credit card?
What You Get along with your Citibank Choice Credit Card
Free
For Life
Just swipe 2 x any amount (retail purchases or
cash advance) per month, including transactions
on your supplementary card(s), otherwise a RM5 monthly
fee will be charged to your principal card only.
Citibank automatic
Flexi Payment Plan
New Choice Card members may sign-up for this
when you apply for the card.
Automatically converts every purchase (minimum
RM500) to easy equal monthly installments, for a
repayment tenure of 12 months.
Flat interest rate of 0.782% per month (equivalent to 9.38% p.a.) on the original amount.
Available for any purchase made at over 30 million
VISA/MasterCard merchants in 120 countries.
How The Flexi Payment Plan Works (12 months calculation)
Purchases
(RM)
500
750
1000
1500
Installment Per
Month (RM)
45.58
68.36
91.15
136.73
Citibank Rewards
You will get 50 Reward points for every RM50
spent per transaction except for petrol station
purchases and these points never expire.
It’s always rewarding to be a Citibank Choice credit
cardmember. And that is especially
true with over 200 exclusive rewards to choose from!
Citibank
World Privileges
Discounts and privileges at over 1,000 local and 24,000
global hotels, restaurants, boutiques, retail outlets,
golf resorts and more.
Up To 9 Free Supplementary
Cards
Share the many exclusive benefits designed to enhance
your lifestyle and those of your loved ones.
Other Citibank Credit
Card Benefits:
Pay your bills, transfer funds and make cash
deposits via MEPS Interbank GIRO,
linking you to 1,777 local bank branches, nationwide.
There are two hassle-free modes of payment for your
convenience:
Over the counter at participating banks nationwide.
Via their online banking service.
Round-the-clock service with
a 24-hour Citibank Banking Center, 24-hour CitiPhone
Banking, Citibank Online and Express Payment Machines.
Citibank Alerting Service -
sends you email/sms reminders and account status
updates.
Combine all your household bills into one credit
card account to be automatically charged on one
date with Citibank One Bill.
1-Hour Card Replacement when
your credit card is lost, stolen or damaged. You
will also enjoy zero liability once you have reported
your Citibank credit card lost/stolen.
Global recognition & global acceptance
in more than 120 countries and more than 30 million
establishments worldwide.
Citibank Credit Shield Plus Plan
with 36 Critical Illness coverage protects the outstanding
balance on your Citibank credit card at only RM0.69
a month for every RM100. Underwritten by ING Insurance
Bhd.
Please note for Flexi Payment Plan:
1. Subject to your Citibank credit card account
status checking, eligibility and available credit
limit.
2. The effective annual interest rate payable will vary depending on the FPP Tenure and will be calculated from the date of approval of the FPP Amount. Interest for the first monthly installment will be computed from the date of such approval to the next immediate statement cycle date while interest for subsequent monthly installments will be computed from one statement cycle date to the next statement cycle date.
3. Other terms and conditions apply.
What You Need
Minimum income of RM 18,000 per annum
Copy of J/EA form
Current (other than Citibank) credit card
Copy of I/C
* Each SMS sent will be charged RM0.30. All other normal SMS rates apply as well.
