Credit Shield Plus

  Citibank Insurance Options
 
Fees & Charges  
 

Overview

  Use your credit card without worry knowing there is Citibank Credit Shield Plus to care for you.

 
What You Get
  • Citibank Credit Shield Plus takes care of your outstanding credit card balances in the event of Temporary Total Disability, Permanent Total Disability, Diagnosis of 36 Critical Illness or Death
  • Up to RM 100,000 for each Classic and Gold principal cardmember
  • Up to RM 300,000 for each Platinum principal cardmember
  • No premium will be charge for the first 30 days of cover from the effective date
  • Hassle-free enrolment
    • Citibank principal cardmembers aged 21 to 59 are eligible for Credit Shield Plus protection without answering any health question or taking a medical examination - as long as you declare that you are in good health and free from any physical deformity in the enrollment form

How It Works
  • You pay as little as 65 cents for every outstanding balance of RM 100 each month
    e.g.
    This month's outstanding balance = RM 1000
    You pay = RM 6.50 per month
  • Premium payments will be debited monthly from your Citibank credit card account
  • Assurance will be terminated if the credit card account becomes delinquent


What Policy Does Not Cover:
  • Disability and Death benefit will not be payable due to the following conditions:
    • Sickness or injury for which treatment or advice has been taken within 12 months prior to the commencement date of assurance
    • Sickness occurring within 30 days from commencement date of assurance
    • Suicide within 12 months from commencement date of assurance
    • Self-inflicted injury, whether sane or insane
    • Occasioned or contributed to by HIV infection and AIDS-related condition
    • Pregnancy or any related complications arising due to pregnancy
  • Critical Illness will not be payable due to the following conditions:
    • If Critical Illness is diagnosed prior to the commencement date of insurance
    • If Critical Illness is diagnosed within 30 days from the commencement date of insurance

Kindly refer to the Certificate of Insurance for complete list of limitations.

 

Protect your family today - with Citibank Credit Shield Plus
Sign up now to for extra peace of mind. To find out more, please contact CitiPhone at:

Kuala Lumpur (603) 2383-0000
Penang (604) 296-0000
Johor Bahru (607) 286-0000
Sabah & Sarawak 1-800-82-1010

 

Underwritten by ING Insurance Berhad

Disclaimer

 

These insurance products are obligations only of the insurance company. They are not bank deposits or obligations of or guaranteed by Citibank Berhad, Citibank NA, Citigroup Inc., or any of their affiliates or subsidiaries.

 

This document does not constitute the making of any offer or invitation to subscribe for insurance products nor does it amount to solicitation by Citibank Berhad, Citibank NA, CitiGroup Inc., or any of their affiliates or subsidiaries for applications of insurance products by anyone in any jurisdiction in which the making of such offer or invitation to subscribe or the solicitation thereof is not authorised or to any person to whom it is unlawful to make such an offer, invitation or solicitation.

 

This document also does not constitute the distribution of any information by anyone in any jurisdiction in which such distribution is not authorised or to any person to whom it is unlawful to distribute such a document.

   
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